Reduce Healthcare Costs. Eliminate Medical Billing Surprises. Reward Your Employees.
We believe everyone deserves peace of mind in their healthcare journey. HealthLock champions a future where no one faces the burden of unexpected medical bills alone, empowering employers and protecting employees with a compassionate, privacy-first approach.
Empowering Choices, Delivering Savings
You Deserve an Advocate
We stand between you and the healthcare system - Protecting your data, your money, and your peace of mind
Insight That Protects
Our platform analyzes billions of healthcare data points to uncover hidden errors, recover savings, and safeguard every member's financial health
Financial Defense That Delivers
We combine intelligent automation with relentless advocacy to recover overcharges, reduce waste, and restore financial control to every member
The Healthcare Experience is Complicated
The Reality Today
73M+
Claim Denials
Of insured adults will receive a denied claim this year
72%
Confusion Rate
Don't understand their benefits, billing statements, or EOBs
133M
Breaches
Healthcare data breaches last year
80%
Errors on claims
Up to 80% of hospital bills contain errors
Sources: Healthline, KFF, American Journal of Public Health
HealthLock's Solution
We transform healthcare complexity into clarity - helping you see costs before care and protecting you from errors after.
Employers Are Paying the Price for a Broken System
Healthcare Costs are Spiraling Out of Control
Employer healthcare spending continues to surge, rising 5–20% or more each year, outpacing both inflation and wage growth. The traditional tools to contain costs are no longer working; they’re just slowing the bleed.
Employees are Carrying the Financial Burden
As costs rise, employees face higher premiums, larger deductibles, and growing out-of-pocket expenses. The result: financial stress, frustration, and declining satisfaction with their healthcare benefits.
The Old Cost-Containment Playbook is Broken
Shifting costs to employees, restricting networks, and promoting one-size-fits-all wellness programs haven’t fixed the problem. Healthcare pricing remains opaque, inconsistent, and inflated — by design.
The HealthLock Platform
A trusted partner from before the first appointment to final bill, HealthLock stands guard throughout the healthcare process — simplifying decisions, preventing costly mistakes, and protecting what matters most.
Medical Protection Services®
24/7 protection against fraud, breaches, and denied claims — restoring trust every step of the way.
PreCare - MyMedicalShopper™
Upfront cost clarity and provider choice before care.
PostCare - Cost Protection
Automated bill audit, error detection, and overcharge protection
Together, these modules create a seamless safety net that lowers costs, strengthens trust, and improves the employee healthcare experience.
Medical Protection Services®
Continuous Protection
Continuous protection from medical fraud, data breaches, and denied claims — safeguarding employees and employers 24/7/365.
Threat Response
When fraud or breaches are detected, HealthLock acts immediately — alerting affected members and resolving issues to protect what matters most.
End-to-End Remediation
When claims are denied or identities compromised, HealthLock takes full ownership — resolving issues, recovering benefits, and restoring the integrity of every member’s medical record.
Your employees’ medical data is invaluable — we protect it with uncompromising security and act swiftly to neutralize threats before they cause harm.
PreCare - Clarity and Confidence Before Care
Personalized Cost Clarity
PreCare - MyMedicalShopper™ delivers individualized, real-time cost estimates using insights from over 23 billion healthcare claims — giving employees clear, accurate pricing based on their plan, location, and provider. No more surprise bills.
01
Accurate, Personalized Cost Estimates
View real out-of-pocket costs based on your plan details — deductible, copay, and coinsurance.
02
ProScore® Provider Ratings
Compare providers with confidence — evaluating experience, specialization, procedure volume, and market reputation.
03
TiC, No Surprises Act & CAA Compliance
Protecting plan sponsors and employees alike through transparent pricing and strict compliance with evolving federal mandates.

Real Impact
In the same zip code, the cost of a knee surgery can be ten times higher from one provider to the next. PreCare® gives employees the insight to choose high-quality, cost-effective care.
PostCare® - Protection That Continues After Care
1
DeepAudit® Technology
Our proprietary system reviews every medical bill for coding errors, duplicate charges, and unbundled procedures — catching costly mistakes others overlook.
2
Real-Time Fraud Detection
Our proprietary technology monitors every claim in real time — detecting fraudulent charges, phantom billing, and upcoding before payments are made.
3
Verified Claim Confidence
Once claims are processed, PostCare® confirms their accuracy — alerting employees if charges are verified or flagged for review, restoring confidence in every healthcare transaction.
PostCare® ensures every claim is accurate, every dollar is defended, and every result is documented — protecting your bottom line and your people.
Proven Results for Employers of Every Size
HealthLock consistently delivers measurable savings, reduced risk, and stronger employee trust — from small employers to Fortune-level enterprises.
10-40%
Employer Savings
Reduction in total healthcare spending
$845
Annual Savings
Average annual out-of-pocket savings for a flagged claim
3-20x
Platform ROI
Return on HealthLock Enterprise investment
Real Client Results
Mid-Size Employer
225 employees
  • $340K saved in first year
  • 28% reduction in medical claims
  • 92% employee satisfaction score
Enterprise Client
3,500 employees
  • $3.1M saved annually
  • 35% decrease in surprise billing
  • 18% improvement in plan engagement
Transform Your Healthcare Strategy
Join forward-thinking employers who are reducing costs, protecting employees, and redefining the future of healthcare benefits with HealthLock.
Lower Costs
Immediate 10-40% reduction in spending
Happier Employees
Eliminate billing surprises and confusion
Better Outcomes
Data-driven decisions for healthier teams
Connect With Us
Ready to take the next step towards healthier employees and significant cost savings? Our team is eager to demonstrate how HealthLock can transform your healthcare strategy.
Fill out the form below or reach out directly to schedule a personalized consultation.
Email Us
Note: For inquiries, please email us directly.